
Gift Cards
Like a gift voucher, only better. The NCBA gift card is a Visa card that can be used more than once, both locally and internationally.
Card Overview
Card Type
VisaCharges on Loading
ZeroValidity
3 yearsPlus
Multiple UseFeatures and Benefits
- Can be loaded through M-Pesa or the Online Banking platform.
- Available only in Kenya Shillings.
- Zero charges on loading.
- Zero charges on transactions.
- Card can only be loaded once.
- Cannot be used at an ATM.
- Enhanced security for online transactions through One-time Passwords, Pin and Chip technology and Verified by Visa (Visa) (OTP) sent to the cardholder.

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It’s easy to apply! Our safe and secure online application is a simple 2 step process and you will get a response from us in a few hours
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