INTERNET BANKING

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Current Accounts

Opening an account with us is more than just about the transactional services curated to fit your exact needs. You also get access to exclusive investment opportunities, access to credit and a wide range of insurance packages.

An account for employees of corporates registered under workplace banking schemes.

Opening Balance Zero
Monthly Fee Zero
Minimum Operating Balance Zero
Access to Debit Card

Features and benefits of this account include: 

  • Available in Kenya Shillings and major foreign currencies.
  • Free monthly e-statements
  • Free funds transfers into your account.
  • Free intra-account transfers.
  • Access to Online and Mobile Banking.
  • Access to a debit card.
  • Chequebook available on request.
I am interested

The transactional account tailored for those in the diaspora. Open your account from anywhere in the world through Online Banking, and earn interest and bonuses on your money.

Opening Balance Zero
Minimum Operating Balance Zero
Monthly Fees Zero
Available in KES and major foreign currencies

Features and benefits of this account include:

  • Zero minimum operating balance
  • Zero opening balance.
  • Zero monthly fees.
  • Available in Kenya Shillings and all major foreign currencies.
  • Transfer funds through M-Pesa to anywhere in Kenya and make wire transfers to any bank, Kenya and worldwide.
  • Set up standing orders to any NCBA account or other bank accounts.
  • Communicate and give instructions via Secure email.
  • Free email alerts to the beneficiary every time you transfer money.
  • Pay your taxes due to Kenya Revenue Authority (KRA)
  • A dedicated Account Relationship Manager
  • Free Monthly e-statements
  • Free incoming funds transfer on local currencies.
  • Free intra-account transfers.
  • Access to a debit card and cheque book.
I am interested

The Go Banking current account gives you instant access to everything you need to make everyday banking a breeze. From transactions, payments and transfers to saving and borrowing, the account gives you the freedom, flexibility and choice.

Opening Balance Kes. 500
Minimum Operating Balance Zero
Monthly Fees Zero
Mobile Banking Automatic setup on account opening

With no monthly ledger fee, you also get the following benefits:

  • Free monthly e-statements.
  • Free incoming funds transfers.
  • Access to a Visa classic debit card.
  • Chequebook available on request.
  • Access to an array of exclusive debit and credit card offers. 
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The Gold Pay As You Go account offers you the versatility of a starter account that can stretch to fit your banking needs as you grow.

Opening Balance Zero
Monthly Fee Tiered
Minimum Operating Balance Zero
Access to Debit Card
  • Tiered monthly fees on account balance: KES 640 for 0 to 30,000. KES 640 for 30,000 to 100,000. Zero charges above KES 100,000.
  • Available in Kenya Shillings and major foreign currencies.
  • Zero opening balance.
  • Access to Online and Mobile Banking.
  • Access to a Debit card.
  • Free funds transfers to other NCBA accounts.
  • Free funds transfers into your account.
  • Chequebook available upon request.
I am interested

This is a hybrid account that gives you the benefits of a current account with a monthly bonus payment.

Opening Balance Zero
Monthly Fee *350
Access to Debit Card
Available In Major Foreign Currencies

With this account you enjoy:

  • *Waivers on ledger fees if balance of above KES 50,000 is maintained.
  • Eligible to bonus payment if balance of above KES 50,000 is maintained.
  • Free incoming funds transfers.
  • Access to a debit card.
  • Free monthly e-statements.
  • Free account transfers to other NCBA accounts.
  • Manage your account wherever you are with Online and Mobile Banking.
  • Up to four free withdrawals per month and a charge of KES 300 thereafter.
  • Chequebooks available on request.
I am interested

If you don't transact often and wish to keep your costs low, the Platinum Pay As You Go is the account for you.

Minimum Operating Balance Zero
Monthly Fee KES 350
Minimum Opening Balance Zero
Access To Debit Card

This account gives you access to:

  • Available in Kenya Shillings and major foreign currencies.
  • Monthly fee is waived if account balance of above KES 500,000 is maintained.
  • Free first 10 transactions and a charge of KES 30 per transaction thereafter.
  • Free monthly e-statements.
  • Free incoming funds transfers.
  • Free funds transfers to other NCBA accounts.
  • Ability to manage your account with Online and Mobile Banking.
  • Chequebook available upon request.
  • Exclusive offers and discounts with your Visa Card.
I am interested

For when you need a low-cost, low transactional salary processing account for your everyday banking needs.

Opening Balance Zero
Monthly Fee KES 210
Minimum Operating Balance Zero
Access to Debit Card

Features and benefits of this account include: 

  • Free monthly e-statements.
  • Free incoming funds transfers.
  • Free funds transfers to other NCBA accounts.
  • Manage your account from wherever with Online and Mobile Banking.
I am interested

This is a low-cost account specially created for students, with special discounts and benefits that allow you to manage your finances with ease and convenience.

Opening Balance KES 500
Monthly Fee Zero
Minimum Operating Balance Zero
Access To Student Debit Card

Features and benefits of this account include: 

  • Access to an exclusive Student Debit Card tailored specially for you.
  • Discounted fees on funds transfers from your account to M-Pesa.
  • Free monthly e-statements.
  • Free funds transfers into your account.
  • Free funds transfers to other NCBA accounts.
  • Manage your account from wherever with Online and Mobile Banking.
I am interested

Uniquely designed to suit the banking needs of seniors. This account offers both transactional and savings capabilities and access to tailor-made insurance benefits.

Opening Balance KES 10,000
Minimum Operating Balance Zero
Monthly Fees Zero
Available in Major Foreign Currencies

Features and benefits of this account include: 

  • Available in Kenya Shillings and major foreign currencies.
  • Bonus payments if balance of KES 100,000 or more is maintained.
  • A dedicated account Relationship Manager to help you with all your banking needs.
  • Free monthly e-statements.
  • Free incoming funds transfers.
  • Free account transfers to other NCBA accounts.
  • Access to a debit card.
  • Chequebook available upon request.
  • Insurance benefits include health, golfers and domestic packages among others.
I am interested

The transactional account tailored for those in the diaspora. Open your account from anywhere in the world through Online Banking, and earn interest and bonuses on your money.

Opening Balance Zero
Minimum Operating Balance Zero
Monthly Fees Zero
Available in KES and major foreign currencies

Features and benefits of this account include:

  • Zero minimum operating balance
  • Zero opening balance.
  • Zero monthly fees.
  • Available in Kenya Shillings and all major foreign currencies.
  • Transfer funds through M-Pesa to anywhere in Kenya and make wire transfers to any bank, Kenya and worldwide.
  • Set up standing orders to any NCBA account or other bank accounts.
  • Communicate and give instructions via Secure email.
  • Free email alerts to the beneficiary every time you transfer money.
  • Pay your taxes due to Kenya Revenue Authority (KRA)
  • A dedicated Account Relationship Manager
  • Free Monthly e-statements
  • Free incoming funds transfer on local currencies.
  • Free intra-account transfers.
  • Access to a debit card and cheque book.
I am interested

Enjoy exclusive privileges and ease of banking with this account. If you transact often and wish to manage costs, this is the account for you.

Minimum Operating Balance Zero
MONTHLY FEE KES. 1,400
ACCESS TO Platinum Debit card
Opening Balance Zero

With the flat, monthly fees of this account you get a bouquet of the below benefits:

  • A dedicated Relationship Manager to help you with all your banking needs.
  • Monthly fee is waived if account balance of above KES 500,000 is maintained.
  • Free processing of incoming salary.
  • Free cheque books and banker’s cheques.
  • Zero charges on set-up, processing and amendments of direct debit and standing orders.
  • Free local currency banker’s cheques.
  • Free foreign currency banker’s drafts.
  • Free funds transfers to other NCBA accounts.
  • Zero charges on NCBA Bank ATM withdrawals.
  • Sweep facilities across current accounts.
  • Free monthly e-statements.
  • Access to airport lounges with Lounge Key, through your Platinum card.
I am interested

This is a hybrid account that gives you the benefits of a current account with a monthly bonus payment.

Opening Balance Zero
Monthly Fee *350
Access to Debit Card
Available In Major Foreign Currencies

With this account you enjoy:

  • *Waivers on ledger fees if balance of above KES 50,000 is maintained.
  • Eligible to bonus payment if balance of above KES 50,000 is maintained.
  • Free incoming funds transfers.
  • Access to a debit card.
  • Free monthly e-statements.
  • Free account transfers to other NCBA accounts.
  • Manage your account wherever you are with Online and Mobile Banking.
  • Up to four free withdrawals per month and a charge of KES 300 thereafter.
  • Chequebooks available on request.
I am interested

If you don't transact often and wish to keep your costs low, the Platinum Pay As You Go is the account for you.

Minimum Operating Balance Zero
Monthly Fee KES 350
Minimum Opening Balance Zero
Access To Debit Card

This account gives you access to:

  • Available in Kenya Shillings and major foreign currencies.
  • Monthly fee is waived if account balance of above KES 500,000 is maintained.
  • Free first 10 transactions and a charge of KES 30 per transaction thereafter.
  • Free monthly e-statements.
  • Free incoming funds transfers.
  • Free funds transfers to other NCBA accounts.
  • Ability to manage your account with Online and Mobile Banking.
  • Chequebook available upon request.
  • Exclusive offers and discounts with your Visa Card.
I am interested

Maximised value for minimum costs. This account gives you access to all the advantages of our All-in-One accounts with a low, one-time monthly fee.

Opening Balance Zero
Monthly Fee KES 850
Minimum Operating Balance Zero
Access to Debit Card

With the flat, monthly fees of this account you get a bouquet of the below benefits:

  • Free processing of incoming salary.
  • Free chequebooks and banker’s cheques.
  • No charges on set-up, processing and amendments of direct debit and standing orders.
  • Free local currency banker’s cheques.
  • Free foreign currency banker’s drafts.
  • Sweep facilities across current accounts.
  • Free funds transfers to other NCBA accounts.
  • Free monthly e-statements.
  • Zero charges on NCBA Bank ATM withdrawals.
  • Access to Online and Mobile Banking.
I am interested

Enjoy exclusive privileges and ease of banking with this account. If you transact often and wish to manage costs, this is the account for you.

Minimum Operating Balance Zero
MONTHLY FEE KES. 1,400
ACCESS TO Platinum Debit card
Opening Balance Zero

With the flat, monthly fees of this account you get a bouquet of the below benefits:

  • A dedicated Relationship Manager to help you with all your banking needs.
  • Monthly fee is waived if account balance of above KES 500,000 is maintained.
  • Free processing of incoming salary.
  • Free cheque books and banker’s cheques.
  • Zero charges on set-up, processing and amendments of direct debit and standing orders.
  • Free local currency banker’s cheques.
  • Free foreign currency banker’s drafts.
  • Free funds transfers to other NCBA accounts.
  • Zero charges on NCBA Bank ATM withdrawals.
  • Sweep facilities across current accounts.
  • Free monthly e-statements.
  • Access to airport lounges with Lounge Key, through your Platinum card.
I am interested

The key to the world of limitless possibilities. Your dedicated Relationship Manager and service officers at our Premier Banking lounges work to provide you with tailored financial solutions that match your goals.

Minimum Operating Balance Zero
Monthly Fees *2,135
Access To Visa Signature Credit Card
Access To Premier Lounges

With the flat, monthly fees of this account you get a bouquet of the below benefits:

  • *Waiver on monthly fees if an account balance of above KES 1 million is maintained.
  • Dedicated Relationship Manager to help you with all your banking needs.
  • Exclusive access to Premier Banking Lounges at select branches across our network.
  • Free processing of incoming salary.
  • Free chequebooks.
  • Zero charges on set-up, processing, and amendments of direct debits and standing orders.
  • Extended banking hours at select branches.
  • Preferential rates on deposits and forex.
  • Free local currency banker’s cheques.
  • Preferential terms on loan facilities.
  • Priority processing of transactions.
  • Premier banking networking and innovation events.
  • Lifestyle privileges and discounts for travel, dining, and wellness.
  • Premier communication including our quarterly newsletter, market research reports, and property market updates.
  • Free foreign currency banker’s drafts.
  • Sweep facilities across current accounts.
I am interested

Sounds like a deal?