Insurance

Insurance Premium Financing (IPF)

NCBA Insurance Premium Financing (IPF) gives you the flexibility to pay your insurance premiums in installments. This allows you to obtain your much-needed insurance coverage without liquidating other assets or offering up collateral as with ordinary loans. You get to enjoy cover benefits immediately without having to pay the full premium amount at once. NCBA Insurance Premium Financing gives you the freedom you need to go for the things that truly matter.

Covers

NCBA Insurance Premium Financing is available for:

  • Medical insurance
  • Motor insurance
  • Fire and Perils
  • Industrial All Risks (IAR)
  • Burglary
  • WIBA (Work Injury Benefits Act)

I am interested

Keyman Risk insurance

Keyman Insurance is a Term Life Insurance cover affected by the company to compensate for the financial loss suffered following the death or permanent total disability of a key member or staff of your organisation. Keyman Insurance is a Term Life Insurance cover affected by the company to compensate for the financial loss suffered following the death or permanent total disability of a key member or staff of your organisation.

I am interested

Work Injury Benefits Act (WIBA)

Accidents can happen at any time. Any accident could result in lost time, lawsuits, and even lost income. We can help you find appropriate coverage to ensure your business and employees are protected.

Covers

Legal liability under the labour laws about health and safety.

I am interested

Group Health Cover

Being able to provide your employees with comprehensive health insurance that meets their needs can help to attract and retain the best talent. This policy is available to groups as small as 3 to 5 people and can be extended to large corporates. Being able to provide your employees with comprehensive health insurance that meets their needs can help to attract and retain the best talent. This policy is available to groups as small as 3 to 5 people and can be extended to large corporates.

Covers

  • Inpatient and Outpatient expenses
  • Maternity
  • Dental and Optical
  • Ancillary expenses such as ambulance charges.

I am interested

Property Insurance

Your business and assets are essential in ensuring the continuity of your business and enabling your team to deliver the services your clients rely on. NCBA offers comprehensive property insurance that ensures your assets are covered. Your business and assets are essential to ensure continuity of your business and enable your team to deliver the services your clients rely on. NCBA offers comprehensive property insurance that sees your building and assets covered.

Covers

  • Buildings
  • Furniture, Fixtures and fittings
  • Plant,  machinery and equipment
  • Stock 
  • Money

I am interested

Fire Consequential Loss

Protect your company from loss of profit upon business interruption due to fire or other extended perils covered under the Standard NCBA Fire policy. Protect your company from loss of profit upon business interruption due to fire or other extended perils covered under the Standard NCBA Fire policy. 

Covers

  • Loss of profits and revenues 
  • Damage to business premises
  • Damage to equipment.
  • Debris removal

I am interested

Fire and Perils

This cover protects your business premises and tools against a variety of potential threats and losses caused by accidental fire within and out of business premises. This cover protects your business premises and tools against a variety of potential threats and losses caused by accidental fire within and out of business premises.

Covers

  • Bushfire
  • Earthquake, fire and shock
  • Riot and strike damage
  • Malicious damage
  • Explosions
  • Storm, tempest or floods
  • Damage from drop of aircraft and other aerial devices or articles into business premises
  • Impact by road vehicles, horses or cattle not belonging to or in control of the insured.
  • Bursting or overflowing of water tanks, apparatus or pipes
  • Subterranean fire
  • Floods
  • Lightning
  • Explosion of boilers or gas used for domestic purposes

I am interested

Business Loan Protector

Business loan protection insurance will provide funds to repay a loan, commercial mortgage, or a director’s loan if one of your business owners dies, or suffers a critical illness. While it is a similar policy to Keyman insurance, this cover exclusively insures against the amount of the loan and repayment Business loan protection insurance will provide funds to repay a loan, commercial mortgage, or a director's loan if one of your business owners dies, or suffers a critical illness. While it is a similar policy to Keyman insurance, this cover exclusively insures against the amount of the loan and repayment

I am interested

Business Interruption

Our Business Interruption Insurance is designed to cover lost income when you have to close your business temporarily because of events beyond your control. It helps you pay bills, replace lost income and cover payroll so that you can get back into operation in good time. Our Business Interruption Insurance is designed to cover lost income when you have to close your business temporarily because of events beyond your control. It helps you pay bills, replace lost income and cover payroll so that you can get back into operation in good time.

I am interested

Sounds like a deal?