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Our Board of Directors

The minds that make our bank what it is today.

Isaac O. Awuondo

Chairman - Non Executive

Mr. Awuondo has over 32 years’ experience in the finance and banking sectors spanning Europe and Eastern Africa and has previously worked with BDO Binder Hamlyn, Nation Media Group and Standard Chartered Bank in various senior executive roles. He is a member of the Council of Riara University, a Member of the Advisory Board of the Kenya Private Sector Alliance (KEPSA) and a Director of Bata Shoes Company Kenya Ltd. He is also Chairman of the Kenya Conservatoire of Music, WWF Kenya, The Rhino Trust and a Trustee of Zawadi Africa Education Fund. He holds a Bachelor of Commerce (Accounting and Finance) degree from the University of Nairobi. He is a member of the Institute of Chartered Accountants in England and Wales (ACA) and a member of the Institute of Certified Public Accountants of Kenya (ICPAK).

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Rebecca M. Mbithi

Independent Non- Executive Director

Rebecca is a Lawyer and Accountant with over 24 years’ experience of which 19 years have been in business management, having served in senior leadership positions at the Kenya Tea Development Agency Limited, Rift Valley Railways Kenya Limited, Rift Valley Railways Uganda Limited, and Family Bank Limited where she rose to the position of Chief Executive Officer. She currently serves as a Director and Consultant on the Board of Across Frontiers Global Limited, which offers a broad range of transaction and financial advisory services, particularly in fund raising, capital markets and structured finance. Rebecca holds a Master of Business Administration Degree from the United States International University – Africa, a Global CEO program Certificate from Strathmore University and a Bachelor of Laws (Hons) Degree the University of Nairobi. She also holds a Diploma in Law from the Kenya School of Law and is an active member of the Law Society of Kenya. Rebecca is also a Certified Public Accountant (CPA-K), a Certified Public Secretary (CPS-K), a Certified Executive Leadership Coach alongside other certifications and accreditations.

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John Gachora

Group Managing Director - Executive

Mr. Gachora has several years of experience in executive management positions at various global companies in Corporate and Investment Banking, Structuring and Financial Engineering, Commercial Banking and Financial services. He is a Director of several other companies and previously served as a Managing Director at Bank of America Securities and as Managing Director, Corporate and Investment Banking at Barclays Africa, prior to joining the NCBA Group. Mr. Gachora holds Bachelor of Science and Masters in Engineering degrees in Electrical Engineering and Computer Science from the Massachusetts Institute of Technology, USA and MBA degree from the Wharton School, University of Pennsylvania, USA.

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John S. Armitage

Non Executive

Mr. Armitage is a Chartered Accountant with considerable experience in agricultural finance and property development. He is a director of several companies operating in Kenya including Brookside Dairy Ltd, Heritage Holdings Ltd and Green Park Investments Ltd.

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Andrew S. M. Ndegwa

Non Executive

Mr. Ndegwa has extensive experience in business management and financial services. He is currently Executive Director of First Chartered Securities Limited, a Non-Executive Director at Unga Group PLC and director of several other companies. He previously served with Citibank and thereafter AMBank until 1995. Mr. Ndegwa holds an MA (Hons) degree in Philosophy, Politics and Economics from Oxford University, UK.

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Andrew N. Njoroge

Independent Non- Executive Director

Mr. Njoroge is an established Chartered Accountant with over 30 years’ experience in business management and audit practice, having served in senior leadership positions at the Nairobi Stock Exchange Limited (now known as Nairobi Securities Exchange PLC), MGI Midgley Snelling, UK, Micro Registrars Limited, and more recently running private business interests. He currently serves as an Independent Non-Executive Director on the Board of Kakuzi PLC, and as a Non-Executive Director on the Boards of Combrok Limited and The Great Rift Valley Lodge PLC. Mr. Njoroge holds a Master of Business Administration from the University of British Columbia, Canada and a Bachelor of Arts (Hons) in Economics and Business from York University Canada. He is also a Fellow of the Institute of Chartered Accountants in England and Wales, UK.

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Esther N. Ngaine

Independent Non Executive

Mrs. Ngaine is a senior banker with 36 years of experience and over the years has played a role in the development of the Financial Services Sector in Kenya and the East Africa Region. She is currently the Managing Director of her consultancy company, Non-Executive Director of several other companies and previously served as Director and Head of Public Sector at Citibank NA, Nairobi until 2014. Mrs. Ngaine holds a BSc. In International Business Administration, Finance option from United States International University (USIU).

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Mariam Abdullahi

Independent Non-Executive Director

Mariam has over 20 years of experience in IT and Telecommunications, having held leadership roles in Sales, Operations, Customer Service, and Business Transformation in the United States, Europe, Asia, the Middle East, and Africa at multinational companies including the with Ford Motor Company Group, Microsoft, Oberthur Technologies, Brightpoint, Zain, Emirates Telecommunications (du), and SAP. Mariam is the Director for Android Platform Partnerships at Google for Africa, Middle East, Turkey, Israel and CIS regions, responsible for developing and executing strategies to increase the adoption of the Android ecosystem and Google Services. She presently serves on various boards, including ICEA LION Group, GSMA Africa advisory board, NGOs and several start-ups. Mariam holds a Bachelor of Science with a special focus on Computer Science and Business Management from Brunel University, England.

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Mukeshchandra K. R. Shah

Independent Non Executive

Mr. Shah is a Fellow of the Association of Chartered and Certified Accountants (FCCA), member of the Institute of Certified Public Accountants of Kenya (ICPAK) and the Institute of Certified Public Secretaries of Kenya (ICS- K). Mr. Shah is a former partner of Price Waterhouse and served in various senior executive capacities within the region and in the UK. He has in-depth professional experience and knowledge of family business management, strategic planning and mergers and acquisitions gained over a period of 39 years. Mr. Shah is currently a non-executive director of the Kenya Revenue Authority (KRA).

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Kairo Thuo

Independent Non Executive

Mr. Thuo has vast experience in Law and Accounting and is a tax, legal and financial consultant. Through his many years of practice, he has developed extensive experience in all areas of taxation in Kenya, Uganda, Rwanda and Tanzania and has also been involved in tax matters involving other countries in Africa. Mr. Thuo previously served as an Associate Director at Deloitte until 2009. He is currently the Managing Partner of Viva Africa Consulting LLP and a Non- Executive Director, Special Economic Zones Authority among other companies. Mr. Thuo holds an LLB degree from the University of Nairobi, is a Certified Public Accountant in Kenya and Tanzania, and a member of the Institute of Certified Public Accountants of Kenya (ICPAK).

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Nelson J. M. Mainnah

Non Executive

Mr. Mainnah holds a Bachelor of Commerce (Accounting) degree from the University of Nairobi. He is a member of Kenya Institute of Management and is an alumnus of INSEAD, France where he obtained qualifications on Risk Management in Banking. He retired from CBA as Group Head of Enterprise Risk in April 2012 after working at the bank for thirty-eight (38) years. Mr. Mainnah has considerable expertise in business management, credit and enterprise risk, and treasury operations. Mr. Mainnah holds various board positions in the education sector and offers financial leadership in various charitable organizations. He is currently involved in strategic leadership and risk management through consultancy services.

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