Current Accounts
Opening an account with us is more than just about the transactional services curated to fit your exact needs. You also get access to exclusive investment opportunities, access to credit and a wide range of insurance packages.
At Work Account
An account for employees of corporates registered under workplace banking schemes.
Features and benefits of this account include:
- Available in Kenya Shillings and major foreign currencies.
- Free monthly e-statements
- Free funds transfers into your account.
- Free intra-account transfers.
- Access to Online and Mobile Banking.
- Access to a debit card.
- Chequebook available on request.
Diaspora
The transactional account tailored for those in the diaspora. Open your account from anywhere in the world through Online Banking, and earn interest and bonuses on your money.
Features and benefits of this account include:
- Zero minimum operating balance
- Zero opening balance.
- Zero monthly fees.
- Available in Kenya Shillings and all major foreign currencies.
- Transfer funds through M-Pesa to anywhere in Kenya and make wire transfers to any bank, Kenya and worldwide.
- Set up standing orders to any NCBA account or other bank accounts.
- Communicate and give instructions via Secure email.
- Free email alerts to the beneficiary every time you transfer money.
- Pay your taxes due to Kenya Revenue Authority (KRA)
- A dedicated Account Relationship Manager
- Free Monthly e-statements
- Free incoming funds transfer on local currencies.
- Free intra-account transfers.
- Access to a debit card and cheque book.
Go Banking Account
The Go Banking current account gives you instant access to everything you need to make everyday banking a breeze. From transactions, payments and transfers to saving and borrowing, the account gives you the freedom, flexibility and choice.
With no monthly ledger fee, you also get the following benefits:
- Free monthly e-statements.
- Free incoming funds transfers.
- Access to a Visa classic debit card.
- Chequebook available on request.
- Access to an array of exclusive debit and credit card offers.
Gold Pay As You Go
The Gold Pay As You Go account offers you the versatility of a starter account that can stretch to fit your banking needs as you grow.
- Available in Kenya Shillings and major foreign currencies.
- Zero opening balance.
- Access to Online and Mobile Banking.
- Access to a Debit card.
- Free funds transfers to other NCBA accounts.
- Free funds transfers into your account.
- Chequebook available upon request.
Platinum Flexi
This is a hybrid account that gives you the benefits of a current account with a monthly bonus payment.
With this account you enjoy:
- Eligible to interest payment if an average balance of Kes 50,000 and above is maintained throughout the month.
- Free incoming funds transfers.
- Access to a debit card.
- Free monthly e-statements.
- Free account transfers to other NCBA accounts.
- Manage your account wherever you are with Online and Mobile Banking.
- First 4 transactions in the month free of Transactional Fee of Kes 300/- over and above the normal transactional charges.
- Chequebooks available on request.
Platinum Pay As You Go Account
If you don't transact often and wish to keep your costs low, the Platinum Pay As You Go is the account for you.
This account gives you access to:
- Available in Kenya Shillings and major foreign currencies.
- Free first 10 transactions and a charge of KES 30 per transaction thereafter.
- Free monthly e-statements.
- Free incoming funds transfers.
- Free funds transfers to other NCBA accounts.
- Ability to manage your account with Online and Mobile Banking.
- Chequebook available upon request.
- Exclusive offers and discounts with your Visa Card.
Salary Account
For when you need a low-cost, low transactional salary processing account for your everyday banking needs.
Features and benefits of this account include:
- Free monthly e-statements.
- Free incoming funds transfers.
- Free funds transfers to other NCBA accounts.
- Manage your account from wherever with Online and Mobile Banking.
Student Account
This is a low-cost account specially created for students, with special discounts and benefits that allow you to manage your finances with ease and convenience.
Features and benefits of this account include:
- Access to an exclusive Student Debit Card tailored specially for you.
- Discounted fees on funds transfers from your account to M-Pesa.
- Free monthly e-statements.
- Free funds transfers into your account.
- Free funds transfers to other NCBA accounts.
- Manage your account from wherever with Online and Mobile Banking.
Wiser
Uniquely designed to suit the banking needs of seniors. This account offers both transactional and savings capabilities and access to tailor-made insurance benefits.
Features and benefits of this account include:
- Available in Kenya Shillings and major foreign currencies.
- Bonus payments if balance of KES 100,000 or more is maintained.
- A dedicated account Relationship Manager to help you with all your banking needs.
- Free monthly e-statements.
- Free incoming funds transfers.
- Free account transfers to other NCBA accounts.
- Access to a debit card.
- Chequebook available upon request.
- Insurance benefits include health, golfers and domestic packages among others.
Diaspora
The transactional account tailored for those in the diaspora. Open your account from anywhere in the world through Online Banking, and earn interest and bonuses on your money.
Features and benefits of this account include:
- Zero minimum operating balance
- Zero opening balance.
- Zero monthly fees.
- Available in Kenya Shillings and all major foreign currencies.
- Transfer funds through M-Pesa to anywhere in Kenya and make wire transfers to any bank, Kenya and worldwide.
- Set up standing orders to any NCBA account or other bank accounts.
- Communicate and give instructions via Secure email.
- Free email alerts to the beneficiary every time you transfer money.
- Pay your taxes due to Kenya Revenue Authority (KRA)
- A dedicated Account Relationship Manager
- Free Monthly e-statements
- Free incoming funds transfer on local currencies.
- Free intra-account transfers.
- Access to a debit card and cheque book.
Platinum Flexi
This is a hybrid account that gives you the benefits of a current account with a monthly bonus payment.
With this account you enjoy:
- Eligible to interest payment if an average balance of Kes 50,000 and above is maintained throughout the month.
- Free incoming funds transfers.
- Access to a debit card.
- Free monthly e-statements.
- Free account transfers to other NCBA accounts.
- Manage your account wherever you are with Online and Mobile Banking.
- First 4 transactions in the month free of Transactional Fee of Kes 300/- over and above the normal transactional charges.
- Chequebooks available on request.
Platinum Pay As You Go Account
If you don't transact often and wish to keep your costs low, the Platinum Pay As You Go is the account for you.
This account gives you access to:
- Available in Kenya Shillings and major foreign currencies.
- Free first 10 transactions and a charge of KES 30 per transaction thereafter.
- Free monthly e-statements.
- Free incoming funds transfers.
- Free funds transfers to other NCBA accounts.
- Ability to manage your account with Online and Mobile Banking.
- Chequebook available upon request.
- Exclusive offers and discounts with your Visa Card.
Gold Account
Maximised value for minimum costs. This account gives you access to all the advantages of our All-in-One accounts with a low, one-time monthly fee.
With the flat, monthly fees of this account you get a bouquet of the below benefits:
- Free processing of incoming salary.
- Free chequebooks and banker’s cheques.
- No charges on set-up, processing and amendments of direct debit and standing orders.
- Free local currency banker’s cheques.
- Free foreign currency banker’s drafts.
- Sweep facilities across current accounts.
- Free funds transfers to other NCBA accounts.
- Free monthly e-statements.
- Zero charges on NCBA Bank ATM withdrawals.
- Access to Online and Mobile Banking.
Platinum Account
Enjoy exclusive privileges and ease of banking with this account. If you transact often and wish to manage costs, this is the account for you.
With the flat, monthly fees of this account you get a bouquet of the below benefits:
- A dedicated Relationship Manager to help you with all your banking needs.
- Monthly fee is waived if account balance of above KES 500,000 is maintained.
- Free processing of incoming salary.
- Free cheque books and banker’s cheques.
- Zero charges on set-up, processing and amendments of direct debit and standing orders.
- Free local currency banker’s cheques.
- Free foreign currency banker’s drafts.
- Free funds transfers to other NCBA accounts.
- Zero charges on NCBA Bank ATM withdrawals.
- Sweep facilities across current accounts.
- Free monthly e-statements.
- Access to airport lounges with Lounge Key, through your Platinum card.
Premier Banking
The key to the world of limitless possibilities. Your dedicated Relationship Manager and service officers at our Premier Banking lounges work to provide you with tailored financial solutions that match your goals.
With the flat, monthly fees of this account you get a bouquet of the below benefits:
- *Waiver on monthly fees if an account balance of above KES 1 million is maintained.
- Dedicated Relationship Manager to help you with all your banking needs.
- Exclusive access to Premier Banking Lounges at select branches across our network.
- Free processing of incoming salary.
- Free chequebooks.
- Zero charges on set-up, processing, and amendments of direct debits and standing orders.
- Extended banking hours at select branches.
- Preferential rates on deposits and forex.
- Free local currency banker’s cheques.
- Preferential terms on loan facilities.
- Priority processing of transactions.
- Premier banking networking and innovation events.
- Lifestyle privileges and discounts for travel, dining, and wellness.
- Premier communication including our quarterly newsletter, market research reports, and property market updates.
- Free foreign currency banker’s drafts.
- Sweep facilities across current accounts.
NCBA Account Opening Requirements
- Certified Copy of National ID/Passport/(Alien Card or Certificate - in the case of foreign nationals)
- Introductory Letter from Employer (for salary accounts or as referee for non-salary accounts)
- Latest Pay Slip (for salary accounts or employer letter to incorporate remuneration details)
- Color Passport Size Photo – For Both Parent(s)/Guardian(s) and child in the case of Junior Savings A/C’s
- Birth Certificate of the Child – For Junior Savings Accounts
- A/C Opening balance as per Tariff
Sounds like a deal?