INTERNET BANKING

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Savings Accounts

With some of the best interest rates in the market, saving with NCBA is a smart money decision. Monitor, move and access your money easily through Online and Mobile Banking as you earn daily compounding interest.

Save with NCBA even without a current account at the bank. Earn interest on amounts over KES 5,000 and enjoy no fees and free withdrawals over the counter.

Minimum Operating Balance KES 2,000
Monthly Withdrawals One Free
Access To Mobile Banking
Interest Rate Calculated Daily

Features

  • Available in Kenya Shillings and major foreign currencies.
  • Minimum operating balance of KES 2,000.
  • The more you save, the higher your interest rate.
  • Free transfer to own current account via Online and Mobile banking.
  • Unlimited credits from cash deposits, funds transfers and standing orders.
  • One free withdrawal per month.
  • Ability to manage your account with Online and Mobile Banking.
I am interested

Teach your child to save by opening a NCBA minor savings account for them. It’s free to open and you can give them a boost with free funds transfers from your NCBA account. 

Minimum Operating Balance KES 2,000
Access To Mobile Banking
Free E-Statements
Interest Rate Calculated Daily

Features of this account include:

  • Minimum operating balance of KES 2,000.
  • Earn interest on amounts over KES 5,000.
  • The more you save, the higher your interest rate.
  • Free transfer to your current account via Online and Mobile Banking.
  • Unlimited credits from cash deposit, funds transfers and standing orders.
  • Credit interest rate is calculated daily and paid to the account on a quarterly basis.
  • You can only transfer funds to your NCBA current account.
  • Free quarterly e-statements.
I am interested

Save with NCBA and earn interest on amounts over Kes. 100,000 with this account. Enjoy no fees and free over-the-counter withdrawals.

Minimum Operating Balance KES 100,000
Loans Up to 95%
Access To Mobile Banking
Interest Rate Calculated Daily

Features

  • Minimum operating balance of KES 100,000.
  • The more you save, the higher your interest rate.
  • Borrow against funds up to 95%.
  • Free funds transfer to your NCBA current account.
  • Access to Online and Mobile Banking.
  • Unlimited credits from cash deposit, funds transfers, and standing orders.
  • Interest rate is calculated daily and paid to the account on a quarterly basis.
  • You can only transfer funds to your NCBA current account.
  • The account does not come with a chequebook or ATM card.
  • Free quarterly e-statements.
I am interested

Sounds like a deal?