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Classic Debit Card

The card that helps you with your short term needs. Enjoy an interest-free credit period of up to 50 days.

Card Overview


Up to 100,000

Card Type


Credit Bonus

Up to KES 5,000

Free Insurance

Buyer's Protection

Features and Benefits

  • No extra cost: Pay at a point of sale or online free of charge when shopping, dining, fueling etc.
  • Free monthly statements: Get free monthly statements on your email or postal address to enable you to keep track of your spending.
  • Free alerts for all your transactions: SMS alerts are sent to your mobile for every transaction to enable you to keep track of all transactions done.
  • Free access to multi-lingual 24/7/365 support for cardholder inquiries, lost or stolen card reporting and emergency card replacement.
  • Card Rewards: access exclusive discounts at selected outlets when you pay using your NCBA Card. For details on these outlets, visit Card Offers
  • Safety and security: NCBA Classic cards are Pin and Chip enabled and further secured by Verified by Visa for secure online transactions.
We have waived credit card joining fees until 31st December 2023

I am interested

It’s easy to apply! Our safe and secure online application is a simple 2 step process and you will get a response from us in a few hours

Start your application

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