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Home loans

NCBA mortgages offer home loans in Kenya of up to 105% of the value of the property for persons seeking to acquire, construct, and finance property in major urban and rural areas within major towns. These properties may be for owner-occupation or investment purposes. Need a loan to buy a house for your family? We

NCBA mortgages offer home loans in Kenya of up to 105% of the value of the property for persons seeking to acquire, construct, and finance property in major urban and rural areas within major towns. These properties may be for owner-occupation or investment purposes. Need a loan to buy a house for your family? We offer some of the most competitive Mortgage rates in Kenya to both our local and diaspora customers.

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Loan Application:
Fill in forms and submit requirements.
Loan Approval NCBA Offer Letter: Fulfill conditions on the offer letter from NCBA. Valuation of Property: Done by an NCBA Approved valuer Security Perfection/Conveyance: Transfer of title and or Legal Charge on the title – Done by an NCBA-approved lawyer. Disbursement: Release of funds to the vendor/borrower’s account.

 

Why NCBA Home Loans?

If you’re looking for a home loan, NCBA makes your dream of becoming a homeowner an achievable goal. Our loans offer:

  • Competitive Mortgage interest rates
  • Friendly loan terms
  • Loan repayment periods of up to 25 years.

Features

If you’re looking for a home loan, NCBA makes becoming a homeowner an achievable goal. Our loans offer:

  • Mortgage loan facilities of the loan amount in local currency, 1.5 % of the loan amount in foreign currency.
  • NCBA mortgage loans are offered in Kenya Shillings, Dollars, Pounds, and Euros.
  • Up to 105% Financing of property value or market price whichever is lower.
  • Maximum term of up to 25 years.
  • Home loan Interest is calculated on a reducing balance basis.