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NCBA Medicare

NCBA Medicare is a medical cover we have collaboratively developed with Britam to enable you to cater to your employees and their families’ health for as little as KES. 15,000 per year. It is designed to be affordable and to give you the peace of mind that in the event of a medical need, it

NCBA Medicare is a medical cover we have collaboratively developed with Britam to enable you to cater to your employees and their families’ health for as little as KES. 15,000 per year. It is designed to be affordable and to give you the peace of mind that in the event of a medical need, it will be covered. Any organization with 2 or more employees is eligible for this great and affordable medical cover.

Benefits
1 In-Patient
  • Hospitalization bills are paid directly to the hospital.
  • Accommodation in a general ward bed
  • Resident doctor charges are catered for
  • Lab and Radiology charges such as CT Scan, EEG, X-Ray etc are covered
  • Maternity expenses are covered
  • Pre-existing and Chronic conditions are capped at 50% of the limit
2 Out-Patient
  • Consultation fees
  • Lab charges
  • Radiology charges
  • Pharmacy expenses
  • Physiotherapy …etc
3 Hospital network
  • Nationwide provider panel.
4 COVID
  • In-built Covid cover
5 Funeral Benefit
  • Free Funeral insurance for every member.
6 Waiting Periods
  • 1 month for death due to natural causes
  • 1 month for illness treatment except for accidental
  • 9 months for maternity and pregnancy-related cases
Requirements Eligibility
1. Copy of Identification
  • Main member/Spouse – Minimum age 18yrs, maximum entry age 65yrs and maximum coverage age of 70yrs
  • Children – Minimum entry age 1 month old, maximum entry age 18yrs and maximum coverage age 18yrs. And 25yrs for full-time students
2. Passport-size photographs of the employees
3. Completed proposal form