Current Accounts
Opening an account with us is more than just about the transactional services curated to fit your exact needs. You also get access to exclusive investment opportunities, access to credit and a wide range of insurance packages.
Business Collection Account
For businesses that do high-volume, high-value transactions such as schools, churches and real estate management. The Business Collection Account is a unique account created to provide you with a cost-effective banking solution.
- A dedicated account Relationship Manager to help you with all your banking needs.
- Free auto-sweep services to your business current accounts.
- Free incoming funds transfers.
- Free funds transfers to your own NCBA account.
- Check your account balance with Online and Mobile Banking.
Business Current Account
We understand that growing a business takes more than meets the eye. That’s why we have designed the Business Current Account for young businesses that want flexible banking to accommodate their transaction volumes.
Features and benefits of this account include:
- 15 free transactions monthly.
- Free standing order set-up and processing to your savings account.
- Free funds transfers to own NCBA accounts.
- Free first chequebook.
- Free Gold Debit Card for sole proprietors with sole or any-to-sign mandate.
- Access to a Dedicated Relationship Manager.
- Manage your account conveniently with Online and Mobile Banking.
- Eligibility to Lipa na M-Pesa services.
- Eligibility for overdraft facilities.
- Access to loans of up to 100% of the amount in your savings or Fixed Term Deposit account.
- Gold Credit Card for directors subject to terms and conditions.
- Automatic membership to NCBA Business Club.
Business Gold Account
Flourish as a growing business with expert advice and exclusive networking opportunities from NCBA. The Business Gold Account is designed for mid-level businesses with growing transactions who want to keep costs low.
Features and benefits of this account include:
- 40 free transactions monthly.
- Free first chequebook.
- Free standing order setup and processing to your NCBA savings account.
- Gold debit card for directors with 'sole' or 'any to sign' mandate.
- Gold Credit Card for company directors, subject to terms and conditions..
- Manage your account conveniently with Online and Mobile Banking.
- Eligibility for Lipa na M-Pesa services.
- Dedicated business advisor.
- Automatic membership to NCBA’s Business Club.
- Eligibility for overdraft facilities.
- Opportunity to invest in Unit Trust funds.
- Access to loans of up to 100% of the amount in your savings or Fixed Term Deposit account.
Business Pay As You Go
For the businesses that are starting out but have set their sights high. This account is designed to meet the needs of an entrepreneur who is starting off and has few transactions or inconsistent cash flows.
Features and benefits of this account include:
- Available in Kenya Shillings only.
- Access to a Dedicated Relationship Manager.
- Access to a chequebook.
- Access to a debit card for sole proprietors and any to sign mandate.
- Gold Credit Card for company directors, subject to terms and conditions.
- Manage your account conveniently with online and Mobile banking.
- Free standing order set-up and processing to your savings account.
- Eligibility to Lipa na Mpesa services.
- Free monthly e-statements.
- Access to savings backed loans of up to 100% of the balances in your savings or Fixed Term Deposit account.
- Automatic Membership into NCBA Business Club.
- Access to credit and loan facilities subject to Credit Terms and conditions.
Business Platinum Account
An account suitable for businesses that handle high transaction volumes and require flexibility when handling their transactions.
Features and benefits of this account include:
- A dedicated Senior Business Relationship Manager to help you with all your banking needs.
- 100 free monthly transactions.
- Free monthly e-statements.
- Free first chequebook.
- Available in Kenya Shillings only.
- Free Keyman Insurance cover of up to Kshs 100,000.
- Automatic membership to NCBA Business Club.
- Eligibility to overdraft facilities.
- Access to a Gold Credit Card for company directors, subject to terms and conditions.
- Manage your account conveniently with Online and Mobile banking.
- Eligibility for Lipa na M-Pesa.
- Available in Kenya Shillings and all major foreign currencies.
- Discounted cash handling fees for transactions above KES 1 million.
Sounds like a deal?