Frequently Asked Questions
ACCOUNT NUMBER
Why do we have two account numbers?
As a result of merging our customer base, two former systems were transitioned into a new system. This new system required a new account number to be generated.
How do I get to know my new account number?
You can view your new account number by either logging into your internet banking or viewing your statements.
Which account number should I use? Old or New?
To ensure we make this seamless for you, we have ensured that you can transact with either the former or the new account number.
My September 2020 statement was unclear.
Following the recent core banking system upgrade, the former NIC customers received 2 sets of statements; one covering the period from 1st to 18th September 2020 and the other, 21st to 30th September 2020. For any further clarification please reach us via Tel: +254 20 2884444 Mobile: +254 711 056444 or +254 732 156444.
My Bank statement narrations lack detail to assist me with reconciliation.
We are in the process of enabling narrations to make it easier for you to reconcile.
How do I print historical statements from former NIC?
You may request for historical statements from our Contact Center, Branches and Relationship Manager who shall be at hand to assist.
One is not able to get the loan balance from the NCBA mobile banking app from 19th September.
This is under review and we expect a resolution by 21st October 2020. You can, however, access your loan statement from any of our branches, Contact Centre or directly from your Relationship Manager at no cost.
I can’t track my credit card expenditure on mobile and online banking as I was previously accustomed to.
This is now available on your mobile banking and internet banking channels.
Online transactions not reflecting on the statements in real-time as before.
We are working to have your transactions updated in near realtime on NCBA Connect. We shall inform you once this is achieved. In the meantime, we are at hand to provide you with updated statements as and when required.
CHEQUE BOOKS
Do I have to apply for a new cheque book after the upgrade? Who bears the cost?
If you have a cheque book with the bank code 041 included in the serial at the bottom, you must get a new cheque book. Please contact your domicile branch to arrange for collection. NCBA Bank shall issue you a new cheque book at no cost.
MULTIPLE ACCOUNT HOLDERS
I am a former NIC and CBA account holder, do I have to download multiple apps to access mobile banking?
We are very excited to advise that we will soon be rolling out a harmonized app which will ensure that you are able to transact all your accounts through one app. Until this process is complete, we request former NIC Customers to use NCBA NOW App and former CBA customers to use NCBA Kenya App
INTERNET BANKING
Do I have to register afresh for online banking post system upgrade?
No, you do not have to register afresh to access internet banking. You will only need to register the token afresh. Please click here to direct you the registration of token process.
SWIFT CONFIRMATION
I have not been receiving my swift confirmation after transfer.
Swift confirmations are set up to be sent automatically and it could be that your contacts with us may not be fully updated. You may update your details by contacting us via Tel: +254 20 2884444 Mobile: +254 711 056444 or +254 732 156444 or accessing our Customer Self Service Portal on our website.
TRANSACTIONAL BANKING
Can NCBA give us the option of attaching supporting documents online whenever we do telegraphic transfers?
We are working to ensure that the process of attaching documentation is easy on our Online Platform and we shall advise you when this functionality is enabled.
Would we be able to access statements of all bulk payments done prior to the system upgrade?
You can access your historical payments through the historical statements which you can request from any of our branches, the NCBA Contact Centre or through your Relationship Manager at no fee.
When will NCBA allow API integration with third party accounting softwares?
We currently have a host to host solution that does integrate into your accounting software. For more information, please reach out to your Relationship Manager.
MOBILE LOAN
Are you scrapping the mobile loan previously enjoyed by NCBA customers?
The mobile loan is now available on the NCBA Now App.
How do I repay my mobile loan?
Mobile Loan repayment is enabled and you can submit your loan payment via NCBA Now.
CARDS
Are my debit, credit and prepaid cards still valid?
Yes, they are valid. We will advise you when the cards will be replaced.
How do I view my prepaid card transactions and balance?
You may view your prepaid card details here
GENERAL
What are the expected changes?
Product Name |
We have simplified the products to suit your needs. The new product names will appear on your statements, on online banking, mobile banking, and on our ATMs. |
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Tariff Guide |
In order to harmonize our services, you may experience some tariff changes. Please click here to view the revised applicable tariff. This will be effective Mon 21st September 2020. |
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Savings Account |
You will be able to transfer funds from your savings account to your current account. Transfers to other accounts will not be possible on online banking. |
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NCBA Pay Bill |
The NCBA Bank Pay Bill is 880100. Pay Bill Number 488488 will not be used after the upgrade. |
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Account Number |
For Ex-NIC customers, you will be allocated a new account number. This will be visible on your online and mobile channels as well as e-statements from Monday 21st September 2020. You may still continue to use your old account number over the transition period. |
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Internet Banking |
You will experience a unified online banking channel. Customers with existing physical tokens from either formerly CBA Bank or formerly NIC Bank will be seamlessly migrated and enabled on the new channel. This shall also apply to formerly Ex CBA soft tokens. Formerly NIC Bank customers using HID soft token (both mobile & PC), will be required to download the new “HID Approve” soft token from the Apple and Google store stores and register the same through our Self Service Portal here. To access the Mobile Soft Token guide, click here For other Internet Banking Guides, please click hereYour online banking credentials (user identification) will be the same on the new NCBA online banking channel. |
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Beneficiaries |
All your beneficiaries shall be migrated to the new system. For all your RTGS and International Transfers, you will be required to include the beneficiary physical address. This applies to payments initiated through the maintained beneficiary. We recommend that you amend your beneficiary templates to include the beneficiary address to avoid having to input this data every time you pay the same beneficiary. |
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Transaction processing timelines |
The transaction cut off timelines will be as below
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Historical Statements |
Ex NIC Bank customers will not be able to access historical transactions and statements after Thursday 17th Sep 2020 on the online and mobile channels. We advise customers to download and store their historical statements before this date. You may also request for historical statements from our Contact Center, Branches and Relationship Manager who shall be at hand to assist. |
Will I need to order new cheque books and debit cards?
All ex- NIC account holders will be required to surrender their old books and collect the new books with the new clearing code 07000 by 30th September.
All other cheque books will not be affected.
You will not be required to order a new debit card
How can I stay informed on what’s going on before, during and after the banking system upgrade?
We will post notices on our website, social media pages and in our branches to update you on information that you will need to know. In the meantime, please update your contacts at your nearest branch or through our Contact Centre so that we can send you timely information before and after the upgrade takes place.
Whom can I contact for any queries I might have?
Our Customer Contact Centre will be available to handle your queries. You can contact us on:
Tel: 020-2884444
Mobile: 0711056444/ 0732156444
Email: contact@ncbagroup.com
Social Media Handles
Facebook https://www.facebook.com/ncbabank/
Twitter https://twitter.com/ncbacare
Instagram https://www.instagram.com/ncbabankkenya/
Website: https://ke.ncbagroup.com/
Will the upgrade affect my present account balance?
No, your balance will not change. You may have noticed a debit and credit entry on your formerly CBA Bank Account (with the narration Debit/ Credit from Arrangement) upon completion of the first phase of our upgrade. These entries appear because we were moving your balance from the old to the new module. This does not affect your balance or account position.
What costs will the bank refund?
NCBA Bank Kenya is committed to bearing the cost of any bank or regulatory penalties that were incurred as a direct result of the system changes between 21st September 2020 and 9th October 2020, subject to Terms, Conditions and Limitations. To submit a request please email feerefund@ncbagroup.com or reach out to your Relationship Manager.
How long will refunds take?
We are committing to addressing simple requests within 48 hours and addressing more complex requests that require a detailed review within 5 days.