At NCBA Go Banking, every step matters

NCBA Go Banking is a banking proposition that supports your financial growth through different life stages. From when your child is born, to teaching them how to save and invest, providing you with your first account as a student, and supporting you through your career or business, we have you covered.

Take the first step and unlock these benefits through NCBA Go Banking:

Learn how to make your money work for you through our organized financial literacy sessions. View past sessions here

Access exclusive Visa debit and credit card offers. Click here for current offers

Get 24/7 financial advise through our Contact Center.

What would you like to do?

Transact

The Go Banking current account gives you instant access to everything you need to make everyday banking a breeze. From transactions, payments, and transfers to saving and borrowing, the account gives you freedom, flexibility and choice.

OPENING BALANCE

KES. 500

MINIMUM OPERATING BALANCE

Zero

MONTHLY FEES

Zero

MOBILE BANKING

Automatic setup on account opening

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This is a low-cost account specially created for students, with special discounts and benefits that allow you to manage your finances with ease and convenience.

OPENING BALANCE

KES. 500

MONTHLY FEE

Zero

MINIMUM OPERATING BALANCE

Zero

ACCESS TO

Student Debit Card

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The card that helps you with your short-term needs. Enjoy an interest-free credit period of up to 50 days

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NCBA Gold Credit Card gives you access to a range of lifestyle services that complement your status and lifestyle.

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Save

Save with NCBA even without a current account at the bank. Earn interest on amounts over KES 5,000 and enjoy no fees and free withdrawals over the counter.

MINIMUM OPERATING BALANCE

KES 2,000

MONTHLY WITHDRAWALS

One Free

ACCESS TO

Mobile Banking

INTEREST RATE

Calculated Daily

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Teach your child to save by opening an NCBA minor savings account for them. It’s free to open and you can give them a boost with free funds transfers from your NCBA account.

MINIMUM OPERATING BALANCE

KES 2,000

ACCESS TO

Mobile Banking

FREE

E-Statements

INTEREST RATE

Calculated Daily

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Borrow

Access quick mobile loans of up to KES 70,000 repayable in 1 month to finance a pressing personal emergency or your business’ short-term working capital requirements.

The facility is repayable at 13% p.a and at one off facility fee of 4%.

Loan Eligibility is based on the following;

  • Length of relationship with NCBA, minimum 6 months.
  • Account turnovers.
  • Credit rating
  • Previous loan repayment history

To check for your eligibility, dial *488# or head over to the NCBA Now Mobile App available on the Android Playstore or Apple Store.

Acquire assets, accomplish your goals and move further with secured and unsecured personal loans custom-made to suit your lifestyle

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The NCBA logbook loan product aims to give individuals and businesses access to quick financing to enable them to meet their emergency needs for immediate cash.

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Our Asset Finance application portal is the first of its kind and couldn’t be more convenient. No queues, branch visits or lost documentation. Just apply wherever you are

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Get a plot loan in Nairobi, Mombasa, and other major urban and rural areas within major towns for up to 70% of the plot value. Pay comfortably with tenors ranging from 36 to 60 months.

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NCBA mortgages offer home loans in Kenya of up to 105% of the value of the property for persons seeking to acquire, construct, and finance property in major urban and rural areas within major towns.

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Enables you to take up a facility and build your home to your design specifications, customization and feel either to construct a Single Residential Unit or investment residential multiple dwellings.

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NCBA Easy Build is our property financing solution that enables you to have access to building plans and full professional services so that you can build your house without stress.

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Insure

Income protection insurance replaces the income lost through your inability to work due to injury or sickness.

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Go wherever you wish with the knowledge that our travel insurance offers a comprehensive, worldwide cover that insures you against risks related to travel for you and your entourage.

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Protect yourself or your loved ones financially in the event that you suffer an accident or disability.

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Invest

Earn high-yield returns and determine how long you want to invest, with the flexibility to reinvest at maturity. Interest rates are fixed for the period of your investment.

MINIMUM OPENING BALANCE

KES 100,000

MINIMUM INVESTMENT TERM

One Month

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Earn high interests with fixed rates for the term of your investment, so you don’t have to worry about declining interest rates.

MINIMUM OPENING BALANCE

KES 100,000

ACCESS TO

Online Banking

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Ready to take the next step? Leave us your details and we will get back to you.