Insurance

Insurance Premium Financing (IPF)

NCBA Medicare is a medical cover we have collaboratively developed with Britam to enable you to cater to your employees and their family’s health for as little as KES. 15,000 per year. It is designed to be affordable and to give you the peace of mind that in the event of a medical need, it will be covered. Any organization with 2 or more employees is eligible for this great and affordable medical cover.

Benefits
1 In-Patient
  • Hospitalization bills are paid directly to the hospital.
  • Accommodation in a general ward bed
  • Resident doctor charges are catered for
  • Lab and Radiology charges such as CT Scan, EEG, X-Ray etc are covered
  • Maternity expenses are covered
  • Pre-existing and Chronic conditions are capped at 50% of the limit
2 Out-Patient
  • Consultation fees
  • Lab charges
  • Radiology charges
  • Pharmacy expenses
  • Physiotherapy …etc
3 Hospital network
  •  No medical examinations for sum assured up to Kes. 7M, thereby reducing customer effort.
4 COVID
  • In-built Covid cover
5 Funeral Benefit
  • Free Funeral insurance for every member.
6 Waiting Periods
  • 1 month for death due to natural causes
  • 1 month for illness treatment except for accidental
  • 9 months for maternity and pregnancy-related cases
Requirements Eligibility
1. Copy of Identification
  • Main member/Spouse - Minimum age 18yrs, maximum entry age 65yrs and maximum coverage age of 70yrs
  • Children – Minimum entry age 1 month old, maximum entry age 18yrs and maximum coverage age 18yrs. And 25yrs for full-time students
2. Passport-size photographs of the employees
3. Completed proposal form
 

I am interested

NCBA Medicare

NCBA Medicare is a medical cover we have collaboratively developed with Britam to enable you to cater to your employees and their families' health for as little as KES. 15,000 per year. It is designed to be affordable and to give you the peace of mind that in the event of a medical need, it will be covered. Any organization with 2 or more employees is eligible for this great and affordable medical cover.

Benefits
1 In-Patient
  • Hospitalization bills are paid directly to the hospital.
  • Accommodation in a general ward bed
  • Resident doctor charges are catered for
  • Lab and Radiology charges such as CT Scan, EEG, X-Ray etc are covered
  • Maternity expenses are covered
  • Pre-existing and Chronic conditions are capped at 50% of the limit
2 Out-Patient
  • Consultation fees
  • Lab charges
  • Radiology charges
  • Pharmacy expenses
  • Physiotherapy …etc
3 Hospital network
  • Nationwide provider panel.
4 COVID
  • In-built Covid cover
5 Funeral Benefit
  • Free Funeral insurance for every member.
6 Waiting Periods
  • 1 month for death due to natural causes
  • 1 month for illness treatment except for accidental
  • 9 months for maternity and pregnancy-related cases
Requirements Eligibility
1. Copy of Identification
  • Main member/Spouse - Minimum age 18yrs, maximum entry age 65yrs and maximum coverage age of 70yrs
  • Children – Minimum entry age 1 month old, maximum entry age 18yrs and maximum coverage age 18yrs. And 25yrs for full-time students
2. Passport-size photographs of the employees
3. Completed proposal form

I am interested

Keyman Risk insurance

Keyman Insurance is a Term Life Insurance cover affected by the company to compensate for the financial loss suffered following the death or permanent total disability of a key member or staff of your organisation. Keyman Insurance is a Term Life Insurance cover affected by the company to compensate for the financial loss suffered following the death or permanent total disability of a key member or staff of your organisation.

I am interested

Work Injury Benefits Act (WIBA)

Accidents can happen at any time. Any accident could result in lost time, lawsuits, and even lost income. We can help you find appropriate coverage to ensure your business and employees are protected.

Covers

Legal liability under the labour laws about health and safety.

I am interested

Group Health Cover

Being able to provide your employees with comprehensive health insurance that meets their needs can help to attract and retain the best talent. This policy is available to groups as small as 3 to 5 people and can be extended to large corporates. Being able to provide your employees with comprehensive health insurance that meets their needs can help to attract and retain the best talent. This policy is available to groups as small as 3 to 5 people and can be extended to large corporates.

Covers

  • Inpatient and Outpatient expenses
  • Maternity
  • Dental and Optical
  • Ancillary expenses such as ambulance charges.

I am interested

Property Insurance

Your business and assets are essential in ensuring the continuity of your business and enabling your team to deliver the services your clients rely on. NCBA offers comprehensive property insurance that ensures your assets are covered. Your business and assets are essential to ensure continuity of your business and enable your team to deliver the services your clients rely on. NCBA offers comprehensive property insurance that sees your building and assets covered.

Covers

  • Buildings
  • Furniture, Fixtures and fittings
  • Plant,  machinery and equipment
  • Stock 
  • Money

I am interested

Fire Consequential Loss

Protect your company from loss of profit upon business interruption due to fire or other extended perils covered under the Standard NCBA Fire policy. Protect your company from loss of profit upon business interruption due to fire or other extended perils covered under the Standard NCBA Fire policy. 

Covers

  • Loss of profits and revenues 
  • Damage to business premises
  • Damage to equipment.
  • Debris removal

I am interested

Fire and Perils

This cover protects your business premises and tools against a variety of potential threats and losses caused by accidental fire within and out of business premises. This cover protects your business premises and tools against a variety of potential threats and losses caused by accidental fire within and out of business premises.

Covers

  • Bushfire
  • Earthquake, fire and shock
  • Riot and strike damage
  • Malicious damage
  • Explosions
  • Storm, tempest or floods
  • Damage from drop of aircraft and other aerial devices or articles into business premises
  • Impact by road vehicles, horses or cattle not belonging to or in control of the insured.
  • Bursting or overflowing of water tanks, apparatus or pipes
  • Subterranean fire
  • Floods
  • Lightning
  • Explosion of boilers or gas used for domestic purposes

I am interested

Business Loan Protector

Business loan protection insurance will provide funds to repay a loan, commercial mortgage, or a director's loan if one of your business owners dies, or suffers a critical illness. While it is a similar policy to Keyman insurance, this cover exclusively insures against the amount of the loan and repayment

I am interested

Business Interruption

Our Business Interruption Insurance is designed to cover lost income when you have to close your business temporarily because of events beyond your control. It helps you pay bills, replace lost income and cover payroll so that you can get back into operation in good time. Our Business Interruption Insurance is designed to cover lost income when you have to close your business temporarily because of events beyond your control. It helps you pay bills, replace lost income and cover payroll so that you can get back into operation in good time.

I am interested

Sounds like a deal?